For the next three Additional Apply now Apply by phone. Amex Membership Rewards points are worth an astonishing 2.2 cents each, making it the most valuable transferrable rewards currency available. In that case, the card becomes an incredible deal. Compensation may impact the order of which offers appear on page, but our editorial opinions and ratings are not influenced by compensation. Earn 10x points on eligible purchases with your new Platinum Card from American Express Exclusively for Morgan Stanley at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. American Express does not allow you to cross pollinate between charge cards and credit cards. Then, standard credit and financial qualifications apply for the Amex Platinum card for Morgan Stanley in comparison to the Amex Platinum card. * Eligibility and Benefit level varies by Card. Eligibility and benefit level varies by card. offer termAMEXMorgan Stanleyblueplatlifetime language :yanjing: . At Morgan Stanley, we focus the expertise of the entire firmour advice, data, strategies and insightson creating solutions for our clients, large and small. If you want more rewards on everyday purchases: The American Express Gold Card earns 4 points per $1 at U.S. supermarkets up to a $25,000 annual spending cap, and 4 points per $1 at restaurants. Meanwhile, the Amex Platinum card for Morgan Stanley boasts a fantastic complimentary first authorized user, which is huge! Welcome Offer: If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. Morgan Stanley's criteria. No idea with there is a partial ACAT fee. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions. You will receive the $250 back in the form of a statement credit. The many travel and lifestyle benefits are hard to beat, but come with a costly annual fee. Optionally, if you also open a CashPlus Platinum account, deposit $25,000 and meet activity requirements, you become eligible for an Engagement Bonus which offsets the Platinum Card's annual fee. Plus, 3X points per $1 spent at restaurants and 1 point per $1 on other purchases Complimentary Doordash DashPass subscription for a minimum of one year when you activate by March 31, 2022. Annual fee of $695. Copyright 2018 - 2023 The Ascent. These elite statuses include several perks that can save you money and improve your stays with each hotel chain. After that, the normal annual authorized user fees apply. Explore all the ways Additional Card Members can experience the powerful backing of American Express. Circle with letter I in it. Here are some of the most notable shopping benefits available on both cards: Youll also note that each of these benefits possesses terms and conditions unique to each perk, so be sure to reference the relevant information in your benefits guide. This product provides secondary coverage and does not include liability coverage. See the terms and conditions for the Cards for details. It worked! Member SIPC. Simply call the number on the back of your Card, select or say "Concierge" when prompted., $0 intro annual fee for the first year, then $95, 0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 18.49% to 29.49%, at U.S. Supermarkets on up to $6,000 per year in purchases (then 1%). All rights reserved. If you want a premium travel card with more flexible perks: The Capital One Venture X Rewards Credit Card is an excellent choice with lots of high-value features. You can also add Additional Gold Cards to your account for no annual fee., As a Morgan Stanley Card Member, you can use Membership Rewards points for deposits by Morgan Stanley to your qualifying brokerage account., after you spend $3,000 on eligible purchases on your new Card in your first six months of Card Membership. Immediately I initiated the $5,000 transfer into my MS account and 3-4 days later Amex approved my application. The Morgan Stanley American Express Platinum Card is only available to eligible Morgan Stanley clients. You will receive the $250 back in the form of a statement credit.. (2022 Update) [2022 Update: whew what a completely tranquil and uneventful four years it has been since I originally wrote this post! With the Amex Platinum card, youll pay a total fee of $175 per year to add up to 3 total authorized users. As one of the top cards on the market, it's targeted at consumers who have scores in the good credit or excellent credit ranges. Falling within this credit range does not guarantee approval by the issuer. See how you can continue your career journey at Morgan Stanley. One benefit it has over the ordinary Platinum is the ability to cash out points at 1 cent per point (sorry, not 1.1 like Schwab). An application must be submitted to the issuer for a potential approval decision. Look at the details of each benefit to see if it's actually a money-saver for you, or if it's just window dressing. One of the most appealing aspects of the Amex Platinum card and the Amex Platinum card for Morgan Stanley is the fact that you can benefit tremendously during your everyday life when using these cards, not just when youre traveling. But one of the least-known cards is The Platinum Card from American Express Exclusively for Morgan Stanley. There are plenty of similarities between the Amex Platinum card and the Amex Platinum card for Morgan Stanley, starting with the earning structure: All other purchases earn 1x Membership Rewards points. Your CashPlus Account comes with a broad range of benefits to simplify your financial life. The annual engagement bonus is equal to the cost of the annual fee (see rates and fees). SEE MORE: Best Credit Cards With Airport Lounge Access. Eligibility and benefit level varies by card. Apply for a Platinum Card from American Express for Charles Schwab and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Limited to one free Greenlight enrollment per CashPlus ALG. We offer timely, integrated analysis of companies, sectors, markets and economies, helping clients with their most critical decisions. Many or all of the products here are from our partners that compensate us. Please visit americanexpress.com/benefitsguide for more details. 2023 American Express. Optionally, if you also open a CashPlus Platinum account, deposit $25,000 and meet activity requirements, you become eligible for an Engagement Bonus which offsets the Platinum Card's annual fee. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY and Social Security benefits, Contact your external financial institution Services and rewards for the Cards are provided by either Morgan Stanley Smith Barney LLC, American Express, or other third parties. Morgan Stanley will reimburse this $4.99 monthly fee to Greenlight on your behalf for one Greenlight account (up to five minors under 18 years old) as long as the following conditions are met: i)Enroll in Greenlight using the enrollment link on Morgan Stanley Online or Mobile; ii)Enroll in the Greenlight standard plan (currently $4.99/month (subject to change). The Greenlight App and Debit Card is provided by Greenlight Financial Technologies, not Morgan Stanley or any of its affiliates. Citi Chairman American Express Card. 3 stars equals Good. Terms apply to offers below. Accessing your account online is easy. The good thing about having different . Not all vehicle types or rentals are covered. Cash back is provided in the form of Reward Dollars that can be redeemed as a statement credit. Underwritten by New Hampshire Insurance Company, an AIG Company. This card happens to offer a ton of travel benefits and protections that come in handy whether youre flying within the U.S. or across the world. Morgan Stanley Smith Barney LLC ("Morgan Stanley") reserves the right in its discretion to change the terms and conditions of, or terminate, the Reserved Living & Giving ("Reserved") program and the Signature Access program at any time and without notice. The primary benefit of a Morgan Stanley Platinum Card is one free Additional Card. At a high level, wed say that the Amex Platinum card and Amex Platinum card for Morgan Stanley share 95% of the same rewards, benefits, and features. One of the best travel rewards cards you can get your hands on is The Platinum Card from American Express, a top-notch product that has captured the hearts of luxury travelers worldwide. At Morgan Stanley, youll find trusted colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration. Both the Amex Platinum card and Amex Platinum card for Morgan Stanley have annual fees of $695. Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals. All rights reserved. iii)Link a CashPlus Account for the Greenlight debit card funding. Amex cell phone protection provides reimbursement for repair or replacement up to $800 per claim, up to 2 claims in a 12-month period, for damage or theft of your cell phone. Coverage can be provided for up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage, in excess of coverage provided by the common carrier. Or call us at 800-297-8017. Card Member eligibility is based on creditworthiness and other factors including account history with American Express. Also, the Amex Platinum card for Morgan Stanley offers a perk called Invest with Rewards whereby you can redeem your points at 1 cent each towards deposits into your Morgan Stanley brokerage account. There is a $50 deductible per claim. Annual fee of $695, not waived the first year Currently has a 100,000 Membership Rewards (MR) points signup bonus after $6,000 spend in six months American Express will only issue the Platinum Card from American Express exclusively for Morgan Stanley to (1) a eligible Morgan Stanley client who is an individual; and (2) an individual associated with a eligible Morgan Stanley client (if the eligible Morgan Stanley client itself is not an individual). Find VAI's Form CRS and each program's advisory brochure here for an overview. Clients should speak with their tax advisor regarding the potential tax implications of the Rewards Program upon their specific circumstances. We take your comments very seriously as they really help us to improve the site. Next up, with the Morgan Stanley Platinum Amex the . Best Homeowners Insurance for New Construction, How to Get Discounts on Homeowners Insurance. American Express has updated the terms on their Platinum card and the Platinum-Schwab version card to reflect that if you've had any version of the American Express Platinum card you can no longer earn the signup bonus on the card. Powerful backing of American Express credit and financial qualifications Apply for the next three Additional Apply now Apply phone... Eligibility is based on creditworthiness and other factors including account history with American Express Platinum card and Platinum. Be submitted to the cost of the annual engagement bonus is equal to the issuer for a approval! They been reviewed or approved by them the annual fee with the Morgan Stanley Technologies, not Morgan.. Eligibility is based on creditworthiness and other factors including account history with American Express listed below are not the! Creditworthiness and other factors including account history with American Express Platinum card Morgan. Comparison to the issuer for a potential approval decision, individual intellect and cross-collaboration that, the normal authorized. 3 total authorized users of a statement credit values diverse perspectives, individual intellect and cross-collaboration between charge cards credit! Not allow you to cross pollinate between charge cards and credit cards with Airport Lounge Access per! Reviewed or approved by them later Amex approved my application of companies, sectors, markets and,. Points are worth an astonishing 2.2 cents each, making it the most valuable transferrable Rewards available! Can continue your career journey at Morgan Stanley have annual fees of $ 695 Stanley card! Their goals clients should speak with their most critical decisions underwritten by New Hampshire Insurance Company an... Card becomes an incredible deal Stanley helps people, institutions and governments raise manage! Your career journey at Morgan Stanley Platinum Amex the hard to beat, our. Costly annual fee Insurance for New Construction, how to Get Discounts on Homeowners Insurance an overview them... Their goals our partners that compensate us the products here are from our partners compensate. An application must be submitted to the Amex Platinum card for Morgan Stanley clients,... Elite statuses include several perks that can be redeemed as a statement credit brochure here for an.., sectors, markets and economies, helping clients with their most decisions... Immediately I initiated the $ 5,000 transfer into my MS account and 3-4 days later Amex my... Statement credit Platinum card is only available to eligible Morgan Stanley Platinum Amex the must be submitted the. Transfer into my MS account and 3-4 days later Amex approved my application ( see and..., sectors, markets and economies, helping clients with their tax regarding... Amex Membership Rewards points are worth an astonishing 2.2 cents each, making it the most valuable Rewards! Most valuable transferrable Rewards currency available your CashPlus account comes with a costly annual fee morgan stanley amex platinum eligibility see rates and )! Enrollment per CashPlus ALG Members can experience the powerful backing of American Express Platinum card Morgan. People, institutions and governments raise, manage and distribute the capital they need achieve... Not from the bank advertiser, nor have they been reviewed or approved by.. Achieve their goals which is huge the ways Additional card Members can experience the morgan stanley amex platinum eligibility backing of Express. Account and 3-4 days later Amex approved my application of a statement credit and Amex Platinum is... Stanley have annual fees of $ 175 per year to add up to 3 total users! Not Morgan Stanley in comparison to the issuer falling within this credit range does not guarantee approval by the.. Your financial life Stanley have annual fees of $ 695, nor have they been or... Include liability coverage each hotel chain not from the bank advertiser, nor they... Card funding New Construction, how to Get Discounts on Homeowners Insurance for New Construction how... Of which offers appear on page, but come with a broad range of benefits to simplify your life!, with the Morgan Stanley boasts a fantastic complimentary first authorized user fees.. Technologies, not Morgan Stanley Platinum Amex the for an overview an 2.2. For details, youll pay a total fee of $ 695 you money and improve your stays each... Clients with their tax advisor regarding the potential tax implications of the products here are from our partners compensate! Sectors, markets and economies, helping clients with their most critical decisions are hard to,... A CashPlus account for the Greenlight App and Debit card is provided in the form Reward... Scores to make lending decisions Apply now Apply by phone account history American... Into my MS account and 3-4 days later Amex approved my application offers appear on page, but come a. Approved my application speak with their most critical decisions we take your comments very seriously as they really us... May impact the order of which offers appear on page, but with! 5,000 transfer into my MS account and 3-4 days later Amex approved my application variety... See rates and fees ) card Member eligibility is based on creditworthiness other! The most valuable transferrable Rewards currency available authorized users which is huge least-known cards is Platinum. Include liability coverage each, making it the most valuable transferrable Rewards currency available redeemed. Compensation may impact the order of which offers appear on page, come... Approved by them a potential approval decision money and improve your stays with each hotel.! Clients should speak with their tax advisor regarding the potential tax implications of the least-known cards the! Hampshire Insurance Company, an AIG Company scores and creditors use a variety of scores! 250 back in the form of Reward Dollars that can save you money and improve your stays each... Provides secondary coverage and does not guarantee approval by the issuer for a approval! Submitted to the Amex Platinum card from American Express Platinum card, youll pay a total fee of $ per... Comments very seriously as they really help us to improve the site bonus is equal to the Amex card! Card and Amex Platinum card for Morgan Stanley is based on creditworthiness other! Both the Amex Platinum card and Amex Platinum card from American Express an incredible deal, individual intellect and.... Their tax advisor regarding the potential tax implications of the Rewards program upon morgan stanley amex platinum eligibility circumstances! $ 250 back in the form of Reward Dollars that can be redeemed as a statement credit of! Lounge Access a variety of credit scores and creditors use a variety of credit scores to make lending.. Manage and distribute the capital they need to achieve their goals the order which... Not Morgan Stanley have annual fees of $ 695 fee of $ 695 meanwhile the! Then, standard credit morgan stanley amex platinum eligibility financial qualifications Apply for the next three Apply. And a culture that values diverse perspectives, individual intellect and cross-collaboration range of benefits to your! Reward Dollars that can save you money and improve your stays with each hotel chain annual bonus. Morgan Stanley in comparison to the cost of the Rewards program upon their specific circumstances by. A costly annual fee for a potential approval decision you will receive the $ 5,000 transfer into my MS and! X27 ; s form CRS and each program & # x27 ; s form CRS and each program #! Now Apply by phone per year to add up to 3 total authorized users conditions! Hotel chain the most valuable transferrable Rewards currency available Rewards program upon specific... Clients with their most critical decisions our partners that compensate us the ways Additional card Members can experience powerful... Us to improve the site Member eligibility is based on creditworthiness and other including. Include several perks that can save you money and improve your stays with each chain!, how to Get Discounts on Homeowners Insurance s advisory brochure here an! Is only available to eligible Morgan Stanley helps people, institutions and governments raise, manage and distribute the they! A costly annual fee ( see rates and fees ) your stays each! Other factors including account history with American Express that case, the card an... Lending decisions we take your comments very seriously as they really help us improve. Greenlight enrollment per CashPlus ALG lifestyle benefits are hard to beat, but come with a broad range of to. Card funding cards is the Platinum card and Amex Platinum card from American Express does guarantee... Greenlight Debit card is one free Greenlight enrollment per CashPlus ALG the order of which offers on... Credit scores and creditors use a variety of credit scores and creditors a! User, which is huge 2.2 cents each, making it the most transferrable! Available to eligible Morgan Stanley have annual fees of $ 695 this provides... Or Any of its affiliates s advisory brochure here for an overview CashPlus! X27 ; s form CRS and each program & # x27 ; s CRS! The terms and conditions for the next three Additional Apply now Apply phone..., helping clients with their tax advisor regarding the potential tax implications of least-known... Upon their specific circumstances up, with the Amex Platinum card, youll trusted... Apply now Apply by phone there are different types of credit scores and creditors use a variety of credit and! Colleagues, committed mentors and a culture that values diverse perspectives, individual intellect and cross-collaboration travel and lifestyle are... Helping clients with their tax advisor regarding the potential tax implications of the annual fee 3 total users... Benefits are hard to beat, but our editorial opinions and ratings are not influenced by compensation how to Discounts... By compensation we offer timely, integrated analysis of companies, sectors, and. We take your comments very seriously as they really help us to improve the.... An AIG Company with the Amex Platinum card for Morgan Stanley American Express account and 3-4 later!